James 5:4 New International Version (NIV)
4 Look! The wages you failed to pay the workers who mowed your fields are crying out against you. The cries of the harvesters have reached the ears of the Lord Almighty.
James reminds those who employee workers that God owns what they have and it is their responsibility to manage his assets correctly. Employers should ensure their workers are paid fairly and not taken advantage of for God hears the cries of those suffering.
There is, apparently, a stigma attached to carrying credit card debt. More than a third of Americans say they would be embarrassed to let others know that they are not paying off their credit card debt in full every month, more than 40 percent say they believe they will be judged by family and friends because of credit card debt. The surprising thing is that Americans' average credit card debt is $15,355. Talk about the elephant in the room.
An executive for the firm that completed the survey said, "It's no surprise that shame about debt isn't necessarily productive in preventing or eradicating it. … Shame doesn't guarantee success. The only way to pay off debt is to face it head on and make a plan to get rid of it."
[Paul Ausick, "Americans Are Ashamed to Admit Credit Card Debt," 24/7 Wall Street blog (1-19-16)]
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